What to Do After a Car Accident

Law Blog

What you do immediately after you get into a car accident can affect whether you are compensated or not. That is why it is of great importance to know and understand the steps you should follow if you are not seriously injured. Here's what you need to know and understand when you need to file a car accident claim.

Who Is Responsible for The Accident?

Of course, as a driver, if an accident occurs, you will know who is at fault. The insurance company of the person at fault is usually responsible for reimbursing the victim. Therefore, if you are the victim, take action immediately because the driver at fault may not be that quick to collect evidence.

What Should You Do as a Victim?

This depends on whether you are injured or not. Of course, if you are injured, you might not be in a position to do anything; an ambulance will rush you to the hospital and someone else, most likely the police, will take care of things like writing up an accident report that describes the accident.

  1. If you are not injured, turn off your vehicle and turn on the hazard light; this is so that you can warn other road users. Additionally, if you can access your lifesavers, set them up on the road as required to warn other road users as well. 
  2. You then need to take photos that clearly show the vehicles involved in the accident, the damage, the number plates, the insurance stickers/certificates, driving licenses and also identification documents. Insurance companies do not take the word of drivers; they need proof.
  3. You may also need witnesses; try and get two or three witnesses and note their contact information. If you encounter problems with the facts of the accidents, the witnesses can clear up any misinformation. 
  4. Contact your insurance company and the other driver's insurance company to notify them about the accident. They will both give you instructions that you should follow to ensure you are compensated. 
  5. Don't forget that a police report detailing the accident is also important. Therefore, if the police have not yet arrived at the accident scene, you might need to contact them.

Car Accident Claim

To make a car accident claim, present the information you collected and the police report to your insurance company and that of the other driver. Make sure you retain a copy as well. The other driver's insurance company will then review the information and compensate you.

Share

18 November 2020

Sorting out my dad's estate

My dad died when I was still pretty young so it's been a big surprise all the stuff I've had to do to sort out his estate. I'm an only child and my folks divorced when I was a baby so most of the work fell to me. He was kind of disorganised and grumpy, but at least he'd spoken to his lawyer and got a proper will drawn up which saved on confusion at a tricky time. If you are a young person dealing with the estate of a deceased parent, this blog is designed to help you navigate the legal processes.